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Sr. Item, Regulatory & Business Counsel

LendUp, Oakland, CA remote(temporarily)

Our mission would be to offer you aren’t a road to better health that is financial.

LendUp is really a technology that is financial located in Oakland dedicated to changing the subprime credit and financing area. We’re a Y-Combinator alum (YC W12) supported by prominent investors such as for example Bing Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital. Our item will be utilized in 7 states and we’ve seen great press protection inside Wall Street Journal, Financial days, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, and others.

Just what we’re doing:

At LendUp our company is for a objective to deliver a person with a path to higher economic wellness. Thousands of people don’t connect to quality credit. Their choices are frequently unfair and limited, therefore’s very easy to be caught in a financial obligation period. Here is the problem that is first attempted to resolve, through the use of our combined expertise in pc software, information science, credit payday loans in Kentucky, and training, to the provided passion for economic health insurance and dignity.

Our core item, the LendUp Ladder, is an alternative solution to payday advances that transforms a trap into a chance to borrow at reduced prices and build credit. And each time, we come across our clients succeed. We’re building extra lending options which will help united states further speed up our objective of supplying a person with a course to raised health that is financial.

The Sr. Product, Regulatory and business Counsel would be accountable for employed in close partnership with specific business units and get across practical groups to present appropriate and guidance that is regulatory LendUp develops, implements and updates its services and products.

  • Advise company lovers who will be focusing on brand new and existing services and products from item development through launch, including conformity advising with regards to such services and products
  • Offer timely, succinct and business-focused legal services on federal and state consumer banking and financing guidelines, including Regulation E, TILA and Regulation Z, MLA, ECOA, FCRA and UDAAP, and banking regulations like BSA/AML, and information privacy and protection regulations.
  • Advise the LendUp item group on item advertising, adverts and disclosures.
  • Offer advice that is regulatory LendUp’s commercial and federal government relations counsel to help with negotiating commercial and bank agreements, and help legislative and policy things.
  • Offer advice that is regulatory help to LendUp’s conformity group.
  • Utilize banking institutions in developing cardholder agreements, disclosures alongside item collateral
  • Instruct and handle outside counsel, because necessary
  • Manage LendUp’s state financing certification needs, including acquiring and licenses that are maintaining
  • Construction and draft loan agreements for LendUp services and products
  • Handle litigation and work issues, and any matter impacting a ongoing business, as required to offer the company
  • A proven high-caliber, skilled, solution-oriented and proactive lawyer with expertise in the financing room
  • Deep experience analyzing and advising on an array of problems pertaining to the economic solutions industry, with particular expertise on consumer banking that is digital individuals in a variety of repayments systems, including issuer processors and system managers, sub-prime and installment loans, like the laws and regulations, regulations associated with banking institutions and state certified
  • Deep comprehension of Regulation E, Regulation Z, BSA/AML, TILA, ECOA, FCRA, MLA and state regulations linked to lending
  • Capability to balance working separately with little to no guidance and dealing closely and collaboratively within a tiny team that is legal
  • Capability to interface efficiently along with known quantities of the corporation (professional administration, HR, business divisions, etc. ) and also to gain the trust and self-confidence of other people
  • An feeling of ownership, and very adaptable up to a environment that is fast-changing
  • A business that is solid with practical danger understanding

Education and Experience

  • JD and 8+ years of expertise, including in-house that is practicing a overly busy FinTech startup business (or in an comparable environment) for at the very least three years, with significant give attention to customer financing
  • Preferred prospect could have experience doing work in the repayments area, straight with regulators representing certified organizations, and negotiating and drafting complex services contracts that are financial
  • Verified solution oriented and imaginative issue solver
  • Power to handle assignments that are multiple, with effective quality of conflicting priorities
  • Exceptional dental and written interaction abilities and capability to work in both groups and on their own
  • Admitted to your CA a situation club or authorized in-house counsel with their state Bar of Ca
  • Love of life

LendUp has all the stuff you’d anticipate from the company that is mission-driven like an aggressive wage; very early phase equity; 100percent company paid medical, dental and eyesight insurance coverage; large vacation/sick leave policy; 401(k).

But right here’s that which we really like about LendUp lifetime:

  • We’re dedicated to a varied and comprehensive tradition that spurs innovation and creates a meaningful and impactful work place
  • Certainly one of our values is “different backgrounds, exact same objective. ” We’re passionate about diverse prospects and have now channels that are slack to anything from mu

LendUp is definitely an opportunity that is equal

We increase equal job opportunities to qualified applicants and workers for an basis that is equal of an individual’s age, battle, color, intercourse, faith, nationwide origin, impairment, intimate orientation, sex identity or phrase, maternity status, marital status, armed forces or veteran status, hereditary disposition, or every other explanation protected for legal reasons.